| Firefighter pension buy outs offer a unique | | | | you wish. You can spend it on medical bills or |
| opportunity for retired firemen and firewomen | | | | divorce expenses, or maybe something more fun |
| who have served their communities and want to | | | | like opening that business you've always dreamed |
| spend their hard earned pension payments now | | | | of, or buying a boat to spend your free time in. |
| instead of waiting for them to come monthly or | | | | Firefighter pension buy outs are available from |
| annually. It is a way to get a lump sum of cash | | | | various firms, but it is important to find a |
| exchange for selling all or a specific portion of | | | | reputable company that will not charge a hugely |
| your pension payments in order to pay off credit | | | | exorbitant rate. A good discount rate would range |
| card debts, go back to school, buy a dream | | | | between 13 to 19 percent, which is usually less |
| vacation home, or whatever else you want to do. | | | | than what many credit cards are charging these |
| So, you're probably wondering, "How does pension | | | | days. If you find a company that offers a low |
| advance work?" It's pretty simple. If you are a | | | | rate and provides good customer service with an |
| retired firefighter with a monthly or annual | | | | excellent business track record, they are probably |
| pension, you can sell an eight-year portion of that | | | | a good choice. Hopefully this has helped explain |
| pension in exchange for a lump sum of cash, | | | | the answer if you have been wondering, "How |
| which is an advance rather than a loan. In most | | | | does pension advance work?" If you have big |
| cases the pension payments you are receiving | | | | dreams for your retirement but don't quite have |
| need to be at least $400 per month or $4,800.00 | | | | the cash on hand to make it happen, this might |
| per year to qualify. Once you have the money in | | | | be an excellent option for you. |
| your checking account, it is yours to do with it as | | | | |