| Have you heard that it's impossible to find an | | | | insurance companies will offer you a discount if |
| insurance policy offering log home insurance? | | | | there is a fire hydrant one mile or less from your |
| Actually, many companies do offer this coverage. | | | | log home. |
| An easy way to find competitive quotes is to go | | | | * Presence of a free-standing wood stove. Such |
| to an insurance comparison website. When you fill | | | | a wood stove will increase your rate and some |
| out your information on such a website, you'll only | | | | companies may decline to cover you. A more |
| receive quotes from A-rated companies that | | | | affordable choice is to install a traditional fireplace. |
| offer log home insurance. | | | | Can I Buy Coverage for a Log Home that is |
| How Much Extra Will I Pay? | | | | under Construction? |
| Log home insurance is typically 20% more than | | | | Some insurance companies do cover homes that |
| insurance for a comparably-sized non-log home. | | | | are under construction. This insurance is called a |
| Factors that affect the price of your log home or | | | | Builders Risk or Course of Construction policy. |
| log cabin insurance include: | | | | Such a policy protects homeowners and builders |
| * Distance from the nearest fire station. The | | | | from liability on a construction site from loss due |
| closer you are to a fire station, the less your | | | | to theft, vandalism and accidental loss, damage, or |
| premium will be. Some companies will not insure a | | | | destruction. When your home is complete, the |
| log cabin that is more than ten miles from a fire | | | | construction policy may convert to a regular |
| station. | | | | homeowners policy or you can purchase a |
| * Distance from the nearest fire hydrant. Most | | | | different policy. |
